Credit Cards are corrupt, confusing, and designed to make you lose. Even if you're smart enough to stay away, you get punished with a poor or nonexistent credit score. You have been responsible, saved, and worked hard, yet that score will prevent you from buying a home, a new car, or even signing a lease on an apartment. Its simply not fair.
CRED CARD is designed to fix that broken system. You simply spend just like you do now, never accumulate debt, never pay interest, but start building your credit just like if you were actively using a traditional credit card.